Risk Matters Blog

Read The Graham Company's blog regularly to find the information you need to make informed decisions about managing risk. Here you can get the facts on various insurance policies, read one of our advisor's point-of-views on a story in the news or keep up on the latest trends in the industry.

February 22, 2017Preparing for Manufacturing Business InterruptionA heavy reliance on custom equipment and machinery has made manufacturing much safer, but it has also introduced a new business consideration. If a piece of machinery breaks, what coverage is in place for loss of income during the period of restoration? February 13, 2017Maximizing the Value of Employee BenefitsRecent research points to a knowledge gap when it comes to employees’ understanding of their benefits, creating a missed opportunity for businesses to convey value to their workers and putting employees at risk for unanticipated costs. February 6, 2017Trends in Home-Based Long Term Services and Support (LTSS)When Medicaid was first launched in 1965, nursing homes were by the far the dominant setting for long-term care. However, over the last 20 years, particularly the last decade, we have witnessed a dramatic shift to home-based care.

Claim Bytes Newsletter

From Workers Compensation issues to complex risk management claims, our experienced Claims Services Team breaks down the most important stories on a bi-annual basis.

Issue 3: Summer 2016Legalization of Medical Marijuana in Pennsylvania and the Effects on Workers’ Compensation; Allocation Methods for Long Tail Insurance, 6 Steps to Prepare Your Business for 2016 Hurricane Season. Issue 2: FallEbola Risk Considerations for All Employers; Employee Stretching Programs – What Really Works? Plus Safety Tips to Prepare for Winter Issue 1: Winter10 Tips to Mitigate Wage and Hour Exposure; Delaware Worker's Comp Reform Bill; Motivating Employees to Stay Healthy


More than just providing bonds, our Surety professionals handle everything from a complete review of your financial history to effectively managing the relationship with your bonding company. Here, we provide best practices and timely tips on a quarterly basis.

Spring 2013: Contractors who don't embrace technology are heading for extinctionToday, the new wave of technology is mobile and it's already being used by the best construction companies. Fall 2012: Cash is King; Debt is DeadlyIn the current economic environment, contractors may struggle with cash flow. Surety support is often the lifeblood of a construction business.

Graham Advisor Newsletter

We turn words into actions; our clients share stories of what it meant to their business. Safety tips, industry news and best practices are also featured quarterly.

Volume VIII, Issue 3: Q3 2016 Volume VIII, Issue 2: Q2 2016In this issue, The Graham Company’s Manufacturing Division discusses merger and acquisition insurance due diligence considerations as companies begin to seek strategic opportunities for growth. Volume VIII, Issue 1: Q1 2016In this issue, The Graham Company’s Health & Human Services Division covers how providers can make healthcare safer by creating a strong foundation for their safety culture, accountable care organizations, self-funding plans and more.

White Papers

We tackle the issues that keep you up at night, in-depth insight from Graham's most experienced executives.

3 Foundational Elements for a Strong Safety CultureNot-for-profit service provider agencies that want to reduce workers compensation costs can do so by building a culture of safety. The foundation for a culture of safety is made up of three key premises – optimal teamwork, a learning and growing environment and a focus on a predictive model versus a reactive model. Lender Insurance Requirements: Adequate Protection for Your Real Estate Investment?When purchasing or refinancing commercial or multifamily real estate property, buyers are required by lenders to secure insurance coverage that meets minimum standards. Although lenders set these requirements, oftentimes the minimum requirements are just that – the minimum coverage you should seek to protect your property or new acquisition. There are many confusing provisions built into these lender requirements. The goal of this article is to break down the provisions and guide you on what you need to consider as part of your overall comprehensive risk management and insurance program for your real estate property. Preventing Data BreachesExperts have predicted 2015 will be the year of healthcare data breaches, and it appears that this prediction may be spot on based on the number of incidents that have already been reported in just the first six months of this year.