Risk Matters Blog

Read The Graham Company's blog regularly to find the information you need to make informed decisions about managing risk. Here you can get the facts on various insurance policies, read one of our advisor's point-of-views on a story in the news or keep up on the latest trends in the industry.

June 29, 2015The Abercrombie & Fitch Case and Truth about Employment Practices Liability InsuranceAs evidenced by the recent Abercrombie & Fitch Supreme Court case, Employment Practices Liability Insurance is extremely important. The Supreme Court ruled 8-1 that the retailer violated workplace discrimination laws when it turned down a Muslim job applicant wearing a hijab. Though hats were banned in their employee handbook, termed the "look policy," Abercrombie & Fitch now is liable for the event. Even if you have the greatest employee handbook in the world, defending your company in a case such as this one can cost you a lot of money, and put your reputation at risk, if you don’t have a properly structured Employment Practices Liability Insurance policy. June 22, 2015What is Critical Illness Insurance and Why You should Consider Offering It June 15, 2015What is Inland Marine Insurance?Inland marine insurance is often misunderstood. In fact, despite the nautical language, inland marine insurance is not designed for property at sea. And it’s not “marine” insurance. The term was created in the 19th Century to describe insurance beyond what had previously been available for property at sea. This type of insurance can be written for almost any kind of property, anywhere in the world. Despite being a broad insurance category, there’s nothing standard about inland marine insurance. It can address a wide range of property your company owns or has in its custody, if your policy isn’t constructed correctly, it could lead to a significant uninsured loss.

Claim Bytes Newsletter

From Workers Compensation issues to complex risk management claims, our experienced Claims Services Team breaks down the most important stories on a bi-annual basis.

Issue 2: FallEbola Risk Considerations for All Employers; Employee Stretching Programs – What Really Works? Plus Safety Tips to Prepare for Winter Issue 1: Winter10 Tips to Mitigate Wage and Hour Exposure; Delaware Worker's Comp Reform Bill; Motivating Employees to Stay Healthy Issue 2: SummerMaximizing Coverage and Limiting Financial Exposures; Slip-and-Fall Claims: Protecting Your Business


More than just providing bonds, our Surety professionals handle everything from a complete review of your financial history to effectively managing the relationship with your bonding company. Here, we provide best practices and timely tips on a quarterly basis.

Spring 2013: Contractors who don't embrace technology are heading for extinctionToday, the new wave of technology is mobile and it's already being used by the best construction companies. Fall 2012: Cash is King; Debt is DeadlyIn the current economic environment, contractors may struggle with cash flow. Surety support is often the lifeblood of a construction business.

Graham Advisor Newsletter

We turn words into actions; our clients share stories of what it meant to their business. Safety tips, industry news and best practices are also featured quarterly.

Volume VII, Issue 2: Q2 2015In this issue, The Graham Company’s Manufacturing & Distribution Division discusses business continuity plans, overcoming globalization challenges, keeping your employees safe, and more. Volume VII, Issue 1: Q1 2015In this issue, The Graham Company’s Health & Human Services Division provides insight on combating distractions to improve patient safety outcomes, importance of Cyber Liability Insurance, tips for preventing fraudulent Workers Compensation claims, and more. Volume VI, Issue 4: Q4Construction Wrap Up Insurance offers project owners control over costs, coverage terms and conditions, claims processes and loss prevention.

White Papers

We tackle the issues that keep you up at night, in-depth insight from Graham's most experienced executives.

A Property and Casualty Insurance Playbook for Property Owners in 2015As commercial property owners plan for the year ahead and consider making changes to their real estate portfolios, they are wise to have a solid understanding of the property and casualty insurance market – the current state of the market, what impacts insurability and prices, and strategies for securing desirable coverage, particularly in locations considered high-risk. Addressing Distractions in the Workplace to Improve Patient Safety OutcomesWhile nurses are performing their daily responsibilities on the job, many are personally struggling with an increasingly common condition called “Attention Deficit Trait” – a term coined to describe work-induced Attention Deficit Disorder (ADD). After Ebola: Preparing for the next catastrophic pandemicIn 1986, it was AIDS. In 2002, it was SARS. In 2006, it was Swine Flu. In 2009, it was Avian Flu. In 2014, it was Ebola.