Risk Matters Blog

Read The Graham Company's blog regularly to find the information you need to make informed decisions about managing risk. Here you can get the facts on various insurance policies, read one of our advisor's point-of-views on a story in the news or keep up on the latest trends in the industry.

January 26, 2015Dangers of Social Media: A Guide for Healthcare OrganizationsWhile social media can be a useful tool, both personally and professionally, it is not without its risks – especially if you’re a health and human services organization. January 19, 2015Contractual Risk Transfer: Additional Insured Coverage – Part 3 of 3Even though it is essentially a requirement in every contract you will sign in the construction industry, Additional Insured coverage is not a standard coverage in the majority of insurance policies. In order to obtain Additional Insured coverage it must be specifically endorsed onto the policy, and so it is important to understand the different ways this can be done. January 11, 2015Contractual Risk Transfer: Types of Indemnity - Part 2 of 3In my last blog post I set the stage to talk about the importance of Contractual Risk Transfer as an essential part of an effective risk management program. To briefly recap, the word “indemnify” means to make compensation to another for hurt, loss or damage. There are three levels of indemnification – broad, intermediate and limited form. This is part two of a three-part series on the topic.

Claim Bytes Newsletter

From Workers Compensation issues to complex risk management claims, our experienced Claims Services Team breaks down the most important stories on a bi-annual basis.

Issue 2: FallEbola Risk Considerations for All Employers; Employee Stretching Programs – What Really Works? Plus Safety Tips to Prepare for Winter Issue 1: Winter10 Tips to Mitigate Wage and Hour Exposure; Delaware Worker's Comp Reform Bill; Motivating Employees to Stay Healthy Issue 2: SummerMaximizing Coverage and Limiting Financial Exposures; Slip-and-Fall Claims: Protecting Your Business


More than just providing bonds, our Surety professionals handle everything from a complete review of your financial history to effectively managing the relationship with your bonding company. Here, we provide best practices and timely tips on a quarterly basis.

Spring 2013: Contractors who don't embrace technology are heading for extinctionToday, the new wave of technology is mobile and it's already being used by the best construction companies. Fall 2012: Cash is King; Debt is DeadlyIn the current economic environment, contractors may struggle with cash flow. Surety support is often the lifeblood of a construction business.

Graham Advisor Newsletter

We turn words into actions; our clients share stories of what it meant to their business. Safety tips, industry news and best practices are also featured quarterly.

Volume VI, Issue 4: Q4Construction Wrap Up Insurance offers project owners control over costs, coverage terms and conditions, claims processes and loss prevention. Volume VI, Issue 3: Q3Pollution Liability Insurance is essential in managing the unique challenges brought on by redeveloping brownfields in our cities and inner-ring suburbs. Volume VI: Issue 2: Q2Employee Health & Wellness: An Action Oriented Approach to Control Healthcare Costs

White Papers

We tackle the issues that keep you up at night, in-depth insight from Graham's most experienced executives.

After Ebola: Preparing for the next catastrophic pandemicIn 1986, it was AIDS. In 2002, it was SARS. In 2006, it was Swine Flu. In 2009, it was Avian Flu. In 2014, it was Ebola. Contractual Risk Transfer: Two Doors of Protection – Part IIIThis is the third and final article in the series dealing with the topic of contractual risk transfer. Contractual Risk Transfer: Two Doors of Protection – Part IIIn the last issue I set the stage to talk about the importance of Contractual Risk Transfer as an essential part of an effective risk management program, specifically indemnification and Additional Insured Status.