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Ensuring Workforce Resiliency

Many employees in today’s workforce are expected to operate in highly demanding environments and to show resilience against growing psychological burdens. Several occupations are experiencing high-consequence levels of distress and keep reading >

The Important Difference Between Employee Satisfaction and Employee Engagement

For years, healthcare organizations have dedicated time and resources to improve employee satisfaction. And, for good reason – according to a recent report by The Conference Board, less than half keep reading >

How to Enhance Your Contractor’s Equipment Policy

If you’re a contractor, your equipment represents a crucial asset and investment for your business that needs to be protected. How can you better protect that investment with a contractor’s equipment keep reading >

Business Interruption Insurance Maximizes the Effectiveness of Your Business Continuity Plan

Disasters strike every day, and while you can’t predict when they’ll occur you can prepare for them. One of the best ways to do this is by supplementing a comprehensive business continuity plan with Business Interruption Insurance.

Contractual Risk Transfer: Additional Insured Coverage – Part 3 of 3

Even though it is essentially a requirement in every contract you will sign in the construction industry, Additional Insured coverage is not a standard coverage in the majority of insurance policies. In order to obtain Additional Insured coverage it must be specifically endorsed onto the policy, and so it is important to understand the different ways this can be done.

Contractual Risk Transfer: Types of Indemnity – Part 2 of 3

In my last blog post I set the stage to talk about the importance of Contractual Risk Transfer as an essential part of an effective risk management program. To briefly recap, the word “indemnify” means to make compensation to another for hurt, loss or damage. There are three levels of indemnification – broad, intermediate and limited form. This is part two of a three-part series on the topic.

Contractual Risk Transfer: An Overview – Part 1 of 3

One of the most confusing and misunderstood concepts in insurance and risk management is contractual risk transfer. However, it is one of the most important aspects of a sound risk management program. This is the first part of a three-part series on the topic.

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