D&O Insurance 101

Directors and Officers liability insurance is a product that protects the personal assets of the executives responsible for designing and executing corporate policy. These individuals act on behalf of their organizations and businesses and have a fiduciary responsibility. They can have personal liability if they do not live up to the acceptable “standards of conduct” based on and derived from common law. These standards of care are owed to a variety of parties, including the corporation itself, fellow directors, shareholders, customers, employees and the public at large (including the corporation’s competitors).

Top Business Risks: Healthcare Costs and Cyber Security

Today, The Graham Company announced the results from its 2015 Business Risk Survey. With this survey we reached out to 300 senior business professionals across the country to learn what keep reading >

Insurance for Non-profit Board of Directors: The Importance of D&O

Even though non-profit board members aren’t stakeholders, they are trustees and have a responsibility to ensure effective stewardship of the organization’s resources. Regardless of what role the members play in the organization’s finances, the responsibility and ultimate authority lies with the board members. In fulfilling their duty to oversee fiscal operations, the trustees or board members should be involved in the review and approval of the operation budget. They should receive financial reports on a quarterly or monthly basis, and they should play a key role in determining whether or not an annual audit is necessary.

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