Covid-19

Risk Management Center

AT GRAHAM COMPANY

WE ARE HERE TO HELP & WE ARE IN THIS TOGETHER

 

We understand that businesses across every industry are concerned about the risks associated with, and impact of, the coronavirus disease 2019 (COVID-19). As developments regarding COVID-19’s effect unfold, business leaders are facing unprecedented challenges as it relates to their day-to-day operations, employee safety and health, and insurance programs. As a company centered around risk management strategies, we are with our clients every step of the way, offering recommendations for continuing business operations, safeguarding employees and necessary actions to reduce legal exposure.

Please also visit our Employee Benefits Resources page for guidance related to the impact of COVID-19 on your Employee Benefits program in addition to the following helpful resource links:

State Regulatory Activity
National Council on Compensation Insurance (NCCI)
Centers for Disease Control and Prevention(CDC)

 

COVID-19 Resource Partner Directory:

Airline Hydraulics:  Airline’s physical distancing barriers fit into your facility’s “new normal,” by intercepting respiratory droplets, re-enforcing social distancing practices (even when others are forgetful), and being cost-effective for any industry. We offer standard and customized options for offices, schools, restaurants, retail, and many more. Don’t forget to use the promo code “GRAHAM” for 5% off your first barrier order.

Bravo! Group Services: Learn how Bravo! Group Services can help with the prevention and protection of COVID-19.

Lewis Environmental: Lewis’ highly trained crews are outfitted with the best quality equipment and the most effective products for combating COVID-19 and other pathogens.

United Safety & Survivability Corporation: United Safety reaches people in high-stakes environments where lives can be on the line at any moment. See how they’re leading the way in life-saving technology and protecting people when they need it most.

Recent Posts

(These posts are being updated regularly)

October 27, 2020

CDC Redefines “Close Contact”

What changed? The CDC updated the guidance on how COVID-19 may be spread to uninfected people based on recent study findings. The CDC changed the definition of “close contact” as keep reading >

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October 26, 2020

A Crack in the Armor of Physical Loss or Damage Requirements in Business Income Loss Policies

A North Carolina judge has issued what looks to be the first decision finding that property policies “provide coverage for Business Income and Extra Expenses for [businessowners’] loss of use keep reading >

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October 19, 2020

Using Paycheck Protection Program Loan Contingency Insurance as a Hedge

As companies who received Paycheck Protection Program (PPP) loans are considering whether to seek forgiveness of those loans, they should also consider whether to hedge that forgiveness with Paycheck Protection keep reading >

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October 13, 2020

California Senate Bill 1159 – Workers Compensation Presumption and New Reporting Requirements

On September 17, 2020, California Governor Gavin Newsom signed into law Senate Bill 1159 (“SB 1159”) which modifies and extends the Governor’s Executive Order from earlier this year, creating a keep reading >

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September 16, 2020

COVID-19 News Alert: Workers Compensation Injury Presumption for “Essential Employees” in NJ

On September 14, 2020, Governor Phil Murphy of New Jersey signed Senate Bill 2380 into law. As previously reported, the law creates a rebuttable presumption that COVID-19 infections contracted by keep reading >

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September 11, 2020

Impact of COVID-19 on Management Liability Insurance Market

The COVID-19 pandemic has dramatically altered the landscape of the insurance market. Underwriters of Directors & Officers and Employment Practices Liability Insurance are concerned about the uncertainty regarding the extent keep reading >

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September 9, 2020

COVID-19 Insurance Implications in the Construction Industry

As the COVID-19 pandemic continues to create operational, financial and safety challenges for the construction industry, we have focused our efforts over the past few months on helping clients understand keep reading >

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August 26, 2020

Paycheck Protection Program Loan Contingency Insurance

The Paycheck Protection Program (PPP) was put in place to provide forgivable loans to organizations impacted by COVID-19. During the PPP loan application process, borrowers were required to provide documentation keep reading >

Keep Reading ›
August 20, 2020

COVID-19 Business Interruption Insurance Coverage – Court Decisions Update #2

To recap, business interruption claims arising out of the presence of COVID-19 in the workplace and caused by the various state and local closure orders has been hampered by two keep reading >

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