April 04, 2017
Medical Marijuana & Workers Compensation: The Implications of Recent Legislation
Now that 28 states have legalized the medical use of marijuana, this legislation will inevitability impact how both employers and insurers handle impending workers compensation claims. Along ...
March 01, 2017
Preparing for Manufacturing Business Interruption
In the insurance world, workers’ compensation claims have long been one of the biggest concerns for the manufacturing industry. According to the U.S. Department of Labor, approximately 4 perc...
February 13, 2017
Maximizing the Value of Employee Benefits
Employee benefits represent a significant expenditure for businesses, ranging from 15-20 percent of an employee’s salary, and they are also a strong factor in recruitment and retention. Accor...
February 06, 2017
Trends in Home-Based Long Term Services and Support (LTSS)
When Medicaid was first launched in 1965, nursing homes were by the far the dominant setting for long-term care. However, over the last 20 years, particularly the last decade, we have witness...
October 25, 2016
Florida Regulators Approve 14.5% Workers Compensation Rate Increase
Last month, the rate impact of recent Florida Supreme Court rulings on the state’s workers compensation system was in the hands of regulators, as the Office of Insurance Regulation (OIR) deci...
October 24, 2016
Drones & Real Estate: Using Drones for Real Estate Photography & Production
If you’ve browsed the websites of apartments or hotels recently, you’ve probably seen some stunning aerial photography and videos of the property. These shots were likely taken by an unmanned...
October 13, 2016
Winter Weather Preparedness Checklist
It’s only just begun to feel like fall, but it’s never too early to begin preparing your business for winter. Once the cold weather season begins, it will be imperative that you’ve made arran...
October 07, 2016
Long Tail Insurance: Allocation Methods & Applications
Long-tail or delayed manifestation claims typically arise from losses that occur over an extended period of time, such as exposure to pollution, asbestos, silica or lead paint. Generally, the...
September 30, 2016
Active Shooter Preparedness in Nursing Homes
An active shooter is a worst case safety scenario for any business or organization. It happens suddenly and is typically over within as little as 10 to 15 seconds, leaving victims and witness...
September 09, 2016
New OSHA Final Rule on Silica Dust Exposure Requirements
Earlier this year, the Occupational Safety and Health Administration (OSHA) issued a final rule to limit workers’ exposure to respirable crystalline silica. Crystalline silica can be inhaled ...
September 07, 2016
Terrorism Risk Insurance
In the wake of recent tragedies, many organizations are concerned with the possibility of a terrorist attack affecting their places of business. Online searches around terrorism risk insuranc...
August 23, 2016
Liquor Liability: Insurance & Risk Management Strategies
If you’re in the business of selling or manufacturing alcohol, you’re probably already aware of the necessity of Liquor Liability Insurance. You’ll need a specific policy to provide this cove...
August 18, 2016
EEOC Issues Final Rules of Employee Wellness Programs
Employee Wellness Programs are effective options for companies looking to reduce health care costs by encouraging healthier lifestyles to prevent chronic diseases in employees. To participate...
August 15, 2016
Chronic Traumatic Encephalopathy: Risk Management for Athletes, Universities
Chronic traumatic encephalopathy, commonly referred to as CTE, is a progressive degenerative disease of the brain found in people with a history of repetitive brain trauma, including concussi...
August 02, 2016
Contractor’s Equipment Insurance 101
For contractors, equipment such as bulldozers, cranes and power tools are extremely valuable. Not only is this equipment expensive, but their businesses simply cannot run without them. In ord...