COVID-19: Business Interruption Coverage – Legislative Update May 08, 2020 State Proposed Legislation: The latest attempt to force insurance carriers to provide retroactive Business Interruption Coverage for COVID-19 related losses stalled on May 5, 2020, when the District of Columbia’s City Council opted to delay any vote on the proposal, after several members raised concerns […]

COVID-19: California Governor Orders Presumption of Compensability for COVID-19 May 08, 2020 On May 6th, the Governor of California issued an Executive Order creating a rebuttable presumption of compensability for employees contracting COVID-19 if they are diagnosed within 14 days after a day they performed work outside of the home. Ten other states have put […]

COVID-19: Beware of Vacancy Restrictions in Property Insurance Policies May 07, 2020 Many states are approaching 60 days of continuous shutdown for non-essential businesses. This means that “Vacancy Provisions” in your property policy could potentially come into play, and significantly restrict – or even exclude – coverage. A property is typically deemed vacant under a […]

COVID-19: COBRA and HIPAA Deadlines Extended May 01, 2020 The Department of Labor (DOL), in conjunction with the Treasury Department and the IRS, jointly issued a final rule extending several deadlines, allowing additional time for certain notices to be provided to employers, administrators, employees, and other plan participants. This rule is applicable under HIPAA, COBRA, and […]

COVID-19: Temperature Screening of Personnel April 29, 2020 As organizations implement protocols for personnel to safely return to work, one of the protocols may be temperature screening. One of the symptoms of coronavirus (COVID-19) listed on the CDC website is fever. We have received many questions related to conducting symptom and body temperature checks on personnel […]

Nick Cushmore and Margaux Weinraub on combating cyber risks in the time of COVID-19 remote work. April 28, 2020 Nick Cushmore and Margaux Weinraub on combating cyber risks in the time of COVID-19 remote work. RECENT POSTS National Safety Month: Why Roadway Safety Is Everyone’s Business Jun 02, 2025 Be Proactive: Enhance Your Hurricane Preparedness […]

COVID-19: Work Protocols Needed April 27, 2020 Workers compensation insurance carriers are experiencing a significant number of COVID-19-related workers compensation claims. As a result, at least one insurance carrier is requiring conference calls with their insureds to address the protocols those insureds have in place to keep their employees safe and to limit workers compensation […]

COVID-19: Business Interruption Insurance Webinar [Recap] April 23, 2020 One of the concerns facing nearly every organization is whether there is any insurance coverage for COVID-19 Business Interruption losses. On April 6 2020, coverage experts at Graham Company hosted a 45-minute webinar to talk about the difficulties with standard property policy provisions as well as […]

COVID-19: Workers Compensation Update April 21, 2020 Various states are declaring that there is a rebuttable presumption that injuries to certain workers during the COVID-19 crisis will be deemed work-related. A standard Workers Compensation Policy includes coverage for “occupational disease.” If an employee can establish a direct connection to their workplace as the source of […]

COVID-19: Maintaining Balance While Working From Home April 17, 2020 As we navigate uncharted territories with COVID-19, it’s important to find new ways to successfully do our jobs while also taking care of our mental health and well-being. Graham Company’s continued commitment to supporting your organization through the COVID-19 pandemic expands beyond regulatory updates; we […]