We develop a long-term, efficient strategy by undertaking a detailed discovery process that includes analyzing your current benefits package, your claims data, your risk profile and your employee demographics.
Having the right information is the most important factor in making right decisions for your company and your employees. We implement cutting-edge processes to make sure you have all the necessary information to make critical informed decisions.
By focusing on the best way to manage your risks over time, we can help you better control and predict your costs. We provide you with a strategy for multiple years, not a year-to-year reactionary plan.
Cutting back your benefits program or increasing payroll deductions will minimize your immediate costs, but those actions can reduce employee morale. If left unchecked, this can increase the cost of your plan in the long run. Our goal is for your programs to run efficiently for years to come.
Our experienced teams in Philadelphia, NY, and DC specialize in the selection, evaluation and placement of insurance as well as the continuous monitoring of insurance companies and service providers.
As a full service employee benefits company, we go beyond the placement of insurance. Graham Company provides a variety of products and service solutions to our clients.
Graham’s three-part strategy of Health Risk Management, Information Management and Vendor Management, means employers have what they need to gain control of their program, slow their cost increases and align their business strategy with their employees’ needs.
More and more companies are beginning to realize that the primary driver of soaring healthcare costs is poor health as a result of unhealthy lifestyles. The typical approach of managing costs, such as discounts and networks, helps to reduce the unit cost of care, but never addresses the reason care was needed. By implementing strategies to improve the health and behavior of plan members, employers can address the real drivers of healthcare costs. Graham Company designs customized, incentive-based health management programs that help employers take steps to reduce healthcare cost increases in the long-term.
Through Graham Optics powered by Innovu, we can integrate all of your benefit and risk management program data in order to provide a complete view of your employee population and risk. By enabling Graham Optics Plus, you gain actionable insight to make informed, data driven decisions on a real-time basis.
Today’s benefits landscape is very complex, and companies are dealing with multiple vendors. Graham Company takes a detailed approach to contract review and negotiation to ensure our clients get the best terms and coverage from their vendors. This means giving our clients power over health programs traditionally controlled by providers, such as stop-loss contract terms, pharmacy benefits management, price transparency tools and voluntary benefits.