employee benefits

Driving an average of 15%
cost savings

our approach

Risk Management

Approach To Employee Benefits

REFINED
CONSULTING PROCESS

We develop a long-term, efficient strategy by undertaking a detailed discovery process that includes analyzing your current benefits package, your claims data, your risk profile and your employee demographics.

INFORMED
DECISION-MAKING

Having the right information is the most important factor in making right decisions for your company and your employees. We implement cutting-edge processes to make sure you have all the necessary information to make critical informed decisions.

LONG-TERM
BENEFITS STRATEGY

By focusing on the best way to manage your risks over time, we can help you control and predict your costs. We provide you with a strategy for multiple years, not a year-to-year reactionary plan.

IMPROVED EMPLOYEE
SATISFACTION

Cutting back your benefits program or increasing payroll deductions will minimize your immediate costs, but those actions can reduce employee morale. If left unchecked, this can increase the cost of your plan in the long run. We’ll ensure your programs run efficiently for years to come.

Brokerage and

service solutions

Our experienced team specializes in the selection, evaluation and placement of insurance as well as the continuous monitoring of insurance companies and service providers.

As a full service employee benefits solution, we go beyond the placement of insurance. Graham Company provides a variety of products and service solutions to our clients.

Insurance Products

  • Medical & Prescription Drug
  • Stop loss
  • Dental
  • Vision

  • Group Disability
  • Group Life and AD&D
  • Voluntary Benefits
  • Long-Term Care

Service Solutions

  • Health Risk Management Services
  • Integrated Disability Management Solutions
  • Self-Insured Plan Administration

  • Benefits Administration
    Outsourcing Solutions
  • Enrollment Solutions
  • Legal Compliance
    Resources

our

service model

Assessment
Implementation
Claim Review
& Update
  • Communication
  • ERISA & Other
    Legal Compliance
  • Enrollment
    Support
  • Employee
    Advocacy
  • COBRA/FSA Resources
  • Employee Self-
    Service Website
  • Employer
    Administrative
    Support
  • Toll Free
    Employee
    1-800 Line
  • Wellness

client

Stewardship
Renewal
Assessment
Implementation
Claim Review
& Update
  • Communication
  • ERISA & Other
    Legal Compliance
  • Enrollment
    Support
  • Employee
    Advocacy
  • COBRA/FSA
    Resources
  • Employee Self-
    Service Website
  • Employer
    Administrative
    Support
  • Toll Free
    Employee
    1-800 Line
  • Wellness

client

Stewardship
Renewal

Beyond

brokering

Graham’s three-part strategy of Health Risk Management, Information Management and Vendor Management, means employers have everything they need to gain control of their program, slow their cost increases and align their business strategy with their employees’ needs.

health risk
Management

More and more companies are beginning to realize that the primary driver of soaring healthcare costs is poor health as a result of unhealthy lifestyles. The typical approach of managing costs, such as discounts and networks, helps to reduce the unit cost of care, but never addresses the reason care was needed. By implementing strategies to improve the health and behavior of plan members, employers can address the real drivers of healthcare costs. Graham Company designs and implements customized, incentive-based health management programs that help employers take steps to reduce healthcare cost increases in the long-term.

information
Management

Through Graham Optics powered by Innovu, we can integrate all of your benefit and risk management program data in order to provide a complete view of your employee population and risk. By enabling Graham Optics Plus, you gain actionable insight to make informed, data driven decisions on a real-time basis.

vendor
management

Today’s benefits landscape is very complex, and companies are dealing with multiple vendors. Graham Company takes a detailed approach to contract review and negotiation to ensure our clients get the best terms and coverage from their vendors. This means giving our clients power over health programs traditionally controlled by providers, such as stop-loss contract terms, pharmacy benefits management, price transparency tools and voluntary benefits.