Captives 101: What Types of Captive Is Right For Your Business (Part 2)

Captive insurance companies are owned and controlled by insureds to insure the risks of its owners who, in return, benefit from the captive insurer’s underwriting profits. Captive insurance companies can take a number of different forms. However, the most common types are single-parent captives and group captives.

Use Contractual Risk Transfer to Improve Performance

Industrial distributors face a complex set of risks that if not properly managed can result in poor financial performance, or in extreme cases jeopardize the business itself. These risks are managed by a number of people and functions in a distributor’s organization. Furthermore, purchasing departments are mindful of their supplier agreements, exposure to price shifts, and diversity of suppliers.

Contractual Risk Transfer: Additional Insured Endorsements – Part 3 of 3

Even though it is essentially a requirement in every contract you will sign in the construction industry, Additional Insured coverage is not a standard coverage in the majority of insurance policies. In order to obtain Additional Insured coverage it must be specifically endorsed onto the policy, and so it is important to understand the different ways this can be done.

Contractual Risk Transfer: Types of Indemnity – Part 2 of 3

In my last blog post I set the stage to talk about the importance of Contractual Risk Transfer as an essential part of an effective risk management program. To briefly recap, the word “indemnify” means to make compensation to another for hurt, loss or damage. There are three levels of indemnification – broad, intermediate and limited form. This is part two of a three-part series on the topic.

Contractual Risk Transfer: An Overview – Part 1 of 3

One of the most confusing and misunderstood concepts in insurance and risk management is contractual risk transfer. However, it is one of the most important aspects of a sound risk management program. This is the first part of a three-part series on the topic.

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