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The Value of Insurance Loss Data Analytics

Over your company’s lifespan, it is likely that you will change insurance carriers several times. In fact, you might switch insurance carriers five times in a ten year period. These changes can happen for a multitude of reasons including changes in exposures, mergers, company expansions, etc. This can present a challenge when analyzing insurance losses over a 5-10 year period. To overcome this, The Graham Company has developed a proprietary tool to aggregate clients’ loss data from various insurance carriers in an effort to more easily identify loss trends, potential risk factors, and ultimately, to implement tools and procedures to prevent losse

Defective Product Liability: Claims and Coverage Considerations

If you are a manufacturer, there are three types of product defects you need to be aware of: design defects, manufacturing defects and marketing defects. Not only can your defective product liability claims drive up your insurance premiums, but they can make it difficult for you to insure your business at all. Knowing the crippling impact of product defect issues, it is important for manufacturers to take the right steps to mitigate risk.

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