Risk management is the process of identifying, assessing, and controlling threats to an organization's capital and earnings. These threats, or risks, could stem from a wide variety of sources, including financial uncertainty, legal liabilities, strategic management errors, accidents, and natural disasters.
We are industry leaders in providing risk management services for your business needs.
We understand reducing insurance utilization is the only time-tested way to effectively drive down costs. That’s why we pioneered The Prime Process (P2RIME®), our proven and repeatable method that seamlessly incorporates the six key components of a holistic risk management services plan: Preparation/Prevention; Risk Transfer; Insurance; Mitigation; and Education.
Leveraging next-generation technology and data analytics, P2RIME® identifies weaknesses that increase risk, cost and overall insurance spend. For our clients with complex risk exposures, P2RIME® provides the peace of mind that their legacy, employees, and bottom line are well-protected.
Graham Company is familiar with your organization's unique risk management services needs, and we will work closely with you to provide risk management service solutions to help your business achieve measurable results.
Prepare/Prevent:
Risk Transfer:
Insurance:
Mitigate:
Educate:
Your company has invested significant time into developing a positive risk management culture. Many good policies and procedures have been created, but the infrastructure required to fully implement and take advantage of their investment is lacking. Your organization is not receiving adequate risk management services, support, and advice to develop industrywide best practices. Many of the programs in place are antiquated or have not been modified to keep up with changes in the risk management services world.
Your insurance program needs an overhaul. We recommend Graham Company’s Survey & Analysis to better understand your appetite for risk and to determine how well your insurance program matches up to your appetite. This will identify opportunities to streamline costs while broadening protection.
Develop a formal Risk Management Committee that has clear goals and responsibilities in providing risk management services. This Committee needs to be empowered to suggest operational and cultural improvements to deal with issues that it finds.
Graham will help set up the committee and direct the committee’s activities to make sure it is effective and impactful. We will regularly attend these meetings and help guide the discussions. We will also bring in ideas and best practices that may be beneficial to you.
With Graham’s help facilitating, you will create an Education Committee as a sub-committee to the Risk Management Committee that will help increase the knowledge of all employees. The goal is to train-the-trainers within the organization so that all of your employees understand not just the what and how, but the why behind your risk management services. This will elevate the culture and generate a tremendous amount of buy-in from employees. New ideas and best practices will be generated which will benefit the entire organization. Having all employees on-board will reduce the need for additional resources in the area of risk management services.
You will implement GrahamAlytics® so that your company can begin to monitor claims activity and claims trends more closely. This information will be used to create customized training programs to reduce the number of losses that the company is experiencing. This will become the basis for future employee training programs going forward.
Construction: Graham Company has provided Risk Management solutions for some of the largest, most complex projects in the country. We have assisted our clients by providing advice and services to manage all aspects of construction-related risk. Our construction insurance specialists help you to develop comprehensive risk-management programs that not only address the complexities of existing plans such as updates to additional insured endorsements but also manage complex professional liability issues through job-site safety and claims management support.
Manufacturing & Distribution: Manufacturers face a complex set of risk management challenges. They struggle with difficult safety and workers compensation exposures, given ever-increasing demands on productivity and in many cases, an aging workforce. Manufacturing Clients’ risks continue when their products leave the loading dock. Their products enter a marketplace that is more litigious than ever. We work closely to evaluate product liability exposures, and design insurance products and services to meet those exposures.
Distributors have many of the same challenges, but with the addition of large vehicle fleets.
Distributors are also all too often treated generically by the insurance marketplace. We regularly see great companies being treated the same as their less professional industry peers in terms of service, coverage, and pricing. Graham Company works in conjunction with your risk management efforts – whether it is observing warehouse operations and identifying improvements, designing a new loss-sensitive insurance program, or evaluating contracts with vendors and clients, the goal is the same: to reduce losses and to design an insurance program that is a competitive advantage.
Health & Human Services: In an industry where the only norm is change, Graham Company provides a consistent, proven methodology to obtain broad coverage, top-notch service, and a competitive price. When operations are lean, improvement initiatives must be focused and highly efficient. Our clients know that by working with Graham Company’s healthcare professionals, they have a partner who understands the unique challenges of their operations and the complexities of providing insurance for healthcare providers.
And that’s because our team brings decades of real-world healthcare experience to the table, employing registered nurses, attorneys, a licensed nursing home administrators and others with unique knowledge of the industry. By integrating risk management strategies directly into existing operations, our effective model helps our clients to focus efforts on what really matters: taking care of patients.
Real Estate: Graham Company has been serving the real estate industry since the 1970s and excels at working with the most complex property insurance programs in today’s marketplace. Our clients are commercial real estate owners and developers – including industrial, manufacturing, distribution and retail – residential real estate owners and developers and Real Estate Investment Trusts (REITS).
Financial & Professional Services: Financial and professional services companies compete in a complex, ever-changing environment. These businesses provide a wide range of services including accounting, banking, consulting and more, and their success is dependent on their attention to detail. And, when it comes to law firms, in today’s highly regulated business world, they face a wide variety of risks that go far beyond the traditional notion of malpractice. Our legal clients are continually confronted with exposures that endanger their financial strength and professional reputation.
Other insurance companies will use standard forms and endorsements that do not fit financial, professional and legal services companies’ specific exposures. At Graham Company, we understand that there is no “one size fits all” approach.
Transportation & Logistics: Transportation and logistics companies innately face a multitude of risks, mainly impacted by external influences beyond drivers’ control such as weather, traffic and other drivers on the road. Insurance considerations for these companies must include fleet integrity and safety, driver safety and retention, and compliance. Our team can work with you to address your organization’s unique exposure to risk and identify the right coverage to protect your business and employees.
Environmental: Environmental companies handle a number of complex issues with nuances specific to the industry and to the individual organization. We immerse ourselves in your organization’s overall risk management program, analyze policy deficiencies and then implement concrete strategies to maximize your insurance coverage and drive cost efficiencies.
Technology: Technology companies face extensive exposure to liability for errors and omissions in the design of their products. The landscape lends itself to incredibly detailed and nuanced errors that we’re capable of helping you prepare for when searching for coverage. We can assist with structuring your contracts and identifying the most cost-effective ways to handle risks, both current and emerging.
Marine: Marine insurance addresses a unique set of exposures that can vary significantly depending on a company’s operations. The marine insurance community is one of highly specialized markets and underwriters that stands apart due to its unique policy forms and coverage language. Whether it is Blue Water, Brown Water or Cargo, we focus on understanding your operations and designing an individualized insurance program while leveraging our excellent relationships with marine insurers.
Media: Media companies encounter substantial challenges with regard to libel and slander, whether occurring in traditional print publications, websites, online communities, blogs or forums. Our team can help you analyze this risk and put together a specialized program to properly insure your exposure. We also have extensive experience in instituting programs to reduce worker injuries and automobile accidents, should you have a significant fleet of vehicles and employees that handle delivery of your publications.
Life Sciences: Organizations in the life sciences industry are dedicated to developing, producing, and commercializing innovative treatments, therapies, diagnostic tools, medical devices, and equipment and with that comes risk. We have personally seen a myriad of issues including bad batches, contractual risk transfer, false positive or negatives, intellectual property and trade secret theft, cyber risk, and compliance risk related to international regulations. The life sciences industry clearly contends with its fair share of risk and that is where Graham Company comes in. We take a holistic approach to your risk management so that we can assess your policies and procedures, review your contracts, analyze your losses, and make recommendations that will positively affect your company’s ability to expand and provide the much needed treatments, research, machinery, and tests in our ever changing world.
Entertainment: Entertainment companies often have significant public liability exposures from guests visiting their premises or enjoying the use of their products and services. Through our detailed risk management assessment process, we can help you identify and document the areas of risk that must be addressed. Our team aims to be your partner in identifying and reducing risks while allowing you to maximize the entertainment value of your company.
See how we have helped our clients overcome their problems and achieve lasting success.
May 30, 2025
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