Knowledge Center

  States Move to Fill Care-Coverage Gap as New Policies Offer Solutions Recognizing that caring for a spouse or family member with a debilitating illness or injury can be costly, nearly 20 states are considering ways to make some form of long-term care (LTC) coverage mandatory. Why States Are Taking Action The numbers are staggering. […]

June 12, 2023 6/12/23 CE: Ocean Marine Cargo Date: Monday, June 12, 2023 Time: 12:00 PM to 2:00 PM Program Description: Provider: Graham Company   Date/Time:         Monday, June 12, 2023   12:00 to 2:00pm – CE Meeting   Topic: Ocean Marine Cargo   Program Description:  Ocean Marine Cargo: International transit exposures, including the obvious and […]

  We’re certainly in an unusual situation given the impact from the Canadian wildfires. Here’s some information you should consider if you have employees working outdoors. Check the air quality of the specific area (zip code). This site is one of the resources for doing so: https://www.airnow.gov/ AirNow is a source for air quality data for your […]

On April 28, 2023, the IRS Office of Chief Counsel issued Memorandum Number 202317020, which serves as “Chief Counsel Advice” concerning the requirement for health and dependent care flexible spending accounts (FSAs) to substantiate expenses. The memorandum is a reminder of the IRS’s long-established rule which says that in order to exclude the value of […]

Each year hurricane season lasts from June through November. NOAA released its 2023 Hurricane Season outlook on May 25th. This year, the NOAA is predicting between 12 and 17 named storms will form in the Atlantic. While we can’t prevent serious storms from occurring, businesses and property owners can effectively prepare and mitigate possible damage. These […]

On Tuesday, May 16th, the IRS announced the inflation adjustments that will apply to health savings accounts (HSAs) and qualified high deductible health plans (HDHPs) beginning January 1, 2024. Due in part to persistently elevated inflation over the past year, the year-over-year increase to allowable tax-exempt HSA contributions and out-of-pocket thresholds under HSA-compatible HDHPs are […]

  Background In 2020, the Affordable Care Act (ACA) amended the Public Health Service Act (PHSA) to require non-grandfathered group health plans and insurers of fully-insured group health plans to cover a range of preventive health services free of member cost-sharing (such as a deductible, coinsurance, or copay) when provided on an in-network basis. On […]

May 09, 2023 5/9/23 CE: Pollution Refresh – CPL and CPPL Overview – A Dive into the Policy Form Date: Tuesday, May 9, 2023 Time: 12:00 PM to 2:00 PM Program Description: Provider: Graham Company   Date/Time:         Tuesday, May 9, 2023 – 12:00 to 2:00pm   Course Title: Pollution Refresh – CPL and CPPL Overview […]

  Is It Burnout? Working in aging services isn’t just a career, it’s a calling. And as a leader in this industry, it’s obvious that you care about people—not only the patients, but also your team members. They are like family, and when you see them suffer, you suffer, too. Some days it may feel […]

April 25, 2023 4/25/23 CE: Cyber Insurance Update and Incident Trends Date: Tuesday, April 25, 2023 Time: 12:00 PM to 1:00 PM Program Description: Provider:Graham Company Date/Time:         Tuesday, April 25, 2023 – 12 to 1:00pm Course Title:        Cyber Insurance Update and Incident Trends Program Description: With an evolving cyber threat […]