Knowledge Center

COVID-19: Employee Benefits Resources May 28, 2020 Several medical and ancillary carriers are waiving certain requirements to allow employees who were furloughed or given a reduction in hours the opportunity to remain active on their plan(s) for an extended period. Some carriers are providing special enrollment periods for those who previously waived coverage. Others are […]

COVID-19: Employee Benefits Return to Work Checklist May 20, 2020 The health and economic conditions created by the COVID-19 crisis have caused unprecedented disruption in the workforce. Now, as some employers begin to bring employees back to work, they are faced with a new set of challenges. Graham understands the challenges this imposes on your […]

Jim Marquet on insurance implications for the construction industry amid the COVID-19 pandemic. May 18, 2020 Jim Marquet on insurance implications for the construction industry amid the COVID-19 pandemic. RECENT POSTS National Safety Month: Why Roadway Safety Is Everyone’s Business Jun 02, 2025 Be Proactive: Enhance Your Hurricane Preparedness for Optimal Risk Mitigation May 30, […]

COVID-19: Wire Transfer Risks & Cyber Security May 15, 2020 During this pandemic, cybercriminals have become successful through business email compromise scams that result in wire transfers to unauthorized accounts. With more individuals working remotely and unable to utilize their standard payment procedures, cybercriminals are applying social engineering techniques to transfer large sums of money […]

COVID-19: IRS Announces Increased Flexibility for Employer Sponsored Plans May 15, 2020 The Internal Revenue Service (IRS) issued two notices to assist with the nation’s response to the 2019 Coronavirus outbreak. The first notice increases flexibility with respect to mid-year elections under a §125 cafeteria plan during calendar year 2020 related to employer-sponsored health coverage, […]

COVID-19: Important Updates to Infection Control Protocols May 14, 2020 As the science evolves and better data on COVID-19 becomes available, Infection Control Protocols developed based on CDC Guidelines will change. Please click here to view updates (highlighted in yellow) that were made by the CDC since the Graham Company COVID-19 Infection and Risk Control […]

COVID-19: IRS Announces Increased Flexibility for Employer Sponsored Plans May 15, 2020 The Internal Revenue Service (IRS) issued two notices to assist with the nation’s response to the 2019 Coronavirus outbreak. The first notice increases flexibility with respect to mid-year elections under a §125 cafeteria plan during calendar year 2020 related to employer-sponsored health coverage, […]

COVID-19: Business Interruption Coverage – Legislative Update May 08, 2020 State Proposed Legislation: The latest attempt to force insurance carriers to provide retroactive Business Interruption Coverage for COVID-19 related losses stalled on May 5, 2020, when the District of Columbia’s City Council opted to delay any vote on the proposal, after several members raised concerns […]

COVID-19: California Governor Orders Presumption of Compensability for COVID-19 May 08, 2020 On May 6th, the Governor of California issued an Executive Order creating a rebuttable presumption of compensability for employees contracting COVID-19 if they are diagnosed within 14 days after a day they performed work outside of the home. Ten other states have put […]

COVID-19: Beware of Vacancy Restrictions in Property Insurance Policies May 07, 2020 Many states are approaching 60 days of continuous shutdown for non-essential businesses. This means that “Vacancy Provisions” in your property policy could potentially come into play, and significantly restrict – or even exclude – coverage. A property is typically deemed vacant under a […]