Knowledge Center

60th Anniversary Edition 2020 October 01, 2020 Download PDF Share:

  Do you think you have an impenetrable firewall, strong enough to ward off a cyber attack before it happens? Do the terms “Dark Web”, “Ransomware”, “Malware” and “Phishing” sound like things that can’t affect you and your organization? Do they seem like undercover actions from a nameless pod of bad actors causing problems for […]

COVID-19 News Alert: Workers Compensation Injury Presumption for “Essential Employees” in NJ September 16, 2020 On September 14, 2020, Governor Phil Murphy of New Jersey signed Senate Bill 2380 into law. As previously reported, the law creates a rebuttable presumption that COVID-19 infections contracted by “essential employees” are work-related for the purpose of receiving workers […]

Impact of COVID-19 on Management Liability Insurance Market September 11, 2020 The COVID-19 pandemic has dramatically altered the landscape of the insurance market. Underwriters of Directors & Officers and Employment Practices Liability Insurance are concerned about the uncertainty regarding the extent of COVID-19 related litigation and the additional risks faced by organizations in navigating the […]

COVID-19 Insurance Implications in the Construction Industry September 09, 2020 As the COVID-19 pandemic continues to create operational, financial and safety challenges for the construction industry, we have focused our efforts over the past few months on helping clients understand and address these issues. Construction industry leaders should consider these elements as they navigate the […]

We have all now felt, and continue to feel, the impact of the first modern age global health crisis. The unprecedented disruption to the way the world literally “works” now carries with it a certain degree of acceptance as our new normal. Work-from-home is no longer an aspirational goal but often a necessary adaptation for […]

Paycheck Protection Program Loan Contingency Insurance August 26, 2020 The Paycheck Protection Program (PPP) was put in place to provide forgivable loans to organizations impacted by COVID-19. During the PPP loan application process, borrowers were required to provide documentation and to make several certifications in connection with their application for the PPP Loan. These certifications […]

COVID-19 Workers Compensation Presumption: New Jersey Senate Bill 2380  August 05, 2020 Senate Bill 2380, sponsored by New Jersey Senate President Steve Sweeney (D-3) and Assemblyman Thomas Giblin (D-34) was passed by both houses on Thursday July 30, 2020 and has been sent to Governor Phil Murphy for final consideration. What would Senate Bill 2380 […]

Background Manual material handling (MMH) type incidents impact 72% of Graham clients.  In the last 5 years, MMH is the 2nd leading cause of incidents for Graham clients in terms of frequency of claims (# of incidents) and the leading cause in terms of severity of claims ($ incurred).  The average total incurred cost of […]

FAQ on Return to Work and Employee Infections July 21, 2020 With many businesses re-opening their doors to customers and more employees returning to work, it is more important than ever to have a written plan regarding what to do in the event an employee has a confirmed or suspected case of COVID-19.  To help filter the […]