Knowledge Center

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March 30, 2015

Defective Product Liability: Claims and Coverage Considerations

If you are a manufacturer, there are three types of product defects you need to be aware of: design defects, manufacturing defects and marketing defects. Not only can your defective product l...

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March 23, 2015

Creating & Implementing a Construction Safety Plan

Being a successful contractor involves more than being good at your craft. It also involves establishing and maintaining strong client relationships that will grow and sustain your business f...

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March 16, 2015

Contingent Business Interruption vs. Business Interruption Insurance

While many businesses are aware of the need for Business Interruption Insurance, what they don’t realize is that it is strictly limited to a loss that occurs to their property, not one experi...

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March 09, 2015

Preventing Slips, Trips and Falls

Whenever I conduct an internal investigation related to slips, trips and falls, there are three areas of prevention I focus on: working environment, employees and policies/procedures. Working...

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March 02, 2015

Court Ruling Improves Liability Coverage for Manufacturers

In a surprise move, the Pennsylvania Supreme Court declined to hear the appeal filed by National Union in a case involving a window manufacturer whose windows leaked and caused third-party da...

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February 23, 2015

Cyber Liability Insurance: Working With Subcontractors

Two of the biggest misconceptions about Cyber Liability Insurance is that any policy will do and that you can simply put it in place and never worry about it again. Wrong.  This is especially...

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February 16, 2015

OSHA Safety Recommendations for Central Laundry Operations

As recently announced by the United States Department of Labor, New York Presbyterian-Columbia University Medical Center exposed its employees to contaminated laundry and tuberculosis risks. ...

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January 26, 2015

Dangers of Social Media: A Guide for Healthcare Organizations

While social media can be a useful tool, both personally and professionally, it is not without its risks – especially if you’re a health and human services organization. With the proliferatio...

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January 19, 2015

Contractual Risk Transfer: Additional Insured Endorsements – Part 3 of 3

This is the third post in a three-part series about contractual risk transfer. The general overview of contractual risk transfer provided a general overview of contractual risk transfer and t...

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January 11, 2015

Contractual Risk Transfer: Types of Indemnity – Part 2 of 3

In my last blog post I set the stage to talk about the importance of Contractual Risk Transfer as an essential part of an effective risk management program. To briefly recap, the word “indemn...

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January 05, 2015

Contractual Risk Transfer: An Overview – Part 1 of 3

One of the most confusing and misunderstood concepts in insurance and risk management is contractual risk transfer. However, it is one of the most important aspects of a sound risk management...

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December 08, 2014

Surety Professionals Provide Financial Benchmarking for Contractors

There are many ways to provide market intelligence, but as surety professionals, we need to be very careful not to violate confidentialities. In the surety industry, we are privy to classifie...

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November 24, 2014

Set to Expire: The Terrorism Risk Insurance Program Reauthorization Act

The Terrorism Risk Insurance Program Reauthorization Act (TRIA), a federal backstop that provides a mechanism for losses that result from acts of terrorism, is set to expire on December 31 of...

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October 20, 2014

Pollution Liability Insurance Protects Your Business from the Dangers of Mold

One of the biggest challenges that many building construction projects face is liability arising out of mold caused by water intrusion. This is especially true of elder care facilities where ...

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October 06, 2014

What do Cyber Liability Policies Cover?

By Technical Development Division Lately, there seems to be one news story that never goes away: data breaches. They affect retailers, health systems and even the U.S. government. In this day...