March 07, 2016

Opioid Abuse & Workers’ Compensation: Controlling Workers’ Comp Claims with Improved Drug Management Protocols

Prescription opioid abuse is a national public health “epidemic.” As federal and state agencies fight a war against this health crisis by enforcing policies to curb how prescription narcotics...


March 01, 2016

Zika Virus & Employee Safety: Educate Employees About Risks and Prevention

This month the World Health Organization (WHO) declared the Zika Virus a global public health issue. While there is growing concern over the mosquito-borne disease possibly linked to birth de...


February 22, 2016

Flint Water Crisis & Business Insurance: Protecting Your Business from the Dangers of Lead Exposure

The recent water crisis in Flint, MI, which exposed thousands of people to toxic levels of lead in the drinking water, has prompted many business owners in the hospitality, real estate and re...


February 16, 2016

Drones in the Construction Industry: What Are My Risks?

The use of drones, also known as unmanned aerial systems (UAS) or unmanned aerial vehicles (UAV), is becoming increasingly popular in the construction industry as contractors see the value of...


February 11, 2016

Protecting Heavy Equipment from Theft

Heavy equipment theft that includes generators, air compressors, light plants and mobile equipment continues to be on the rise in the construction industry.  Equipment theft is driven by easy...


February 01, 2016

Hiring Practices for Long-Term Care: Protecting Residents with a “Best Practices” Hiring Policy

When families have relatives or loved ones with serious medical conditions or illnesses that are beyond their control, they will typically place them in the care of a trusted, trained profess...


January 25, 2016

Winter Weather Slip-and-Falls: Prevention & Claims

Winter weather is finally upon us. Freezing temperatures combined with snow, sleet and ice can create treacherous, slippery sidewalk conditions with increased risk for slips, trips, and falls...


January 19, 2016

Master Insurance Program vs. Individual Policy

Consolidation of an insurance program can be an effective risk management strategy for companies with separate programs for different operations or entities. We often find that in the course ...


January 11, 2016

Commercial Crime 101: Protection & Insurance

Every company, regardless of size, is a potential target for commercial crime. Whether it’s employee dishonesty, forgery or alteration, theft of money and securities, burglary or computer fra...


January 06, 2016

Protecting Your Business from Natural Disasters

With the eastern United States experiencing the warmest and wettest December on record, and an unseasonable cold front whipping through the west, business owners are giving more consideration...


December 29, 2015

Becoming Cyber-Sophisticated: Spear Phishing Prevention Tips for Your Business

Have you or any of your employees received an email requesting that you transfer funds to a bank or vendor? Did you transfer the funds to only find out later that the email was a fake and now...


December 15, 2015

Becoming Risk-Savvy: 4 Steps for a Non-Profit Risk Assessment Plan

Some of society’s most important work is performed by non-profit organizations, which is why it’s critical that these organizations take proactive steps to reduce the likelihood or severity o...


December 07, 2015

How a Pollution Legal Liability Policy Can Benefit Your Business

Property owners often don’t consider pollution legal liability policies, but they should. As evidenced by the recent legionella bacteria that was found in at least several water towers at sch...


November 30, 2015

Additional Insured vs. Additional Named Insured

Insurance policies don’t only cover those who purchase them. They can also cover additional individuals or businesses that the purchaser designates as being an “additional insured” or an “add...


November 24, 2015

The Foundational Elements of a Strong Workplace Safety Culture

If you’re a not-for-profit service provider looking to reduce workers compensation costs, one of the best ways to do so is by building a culture of safety in the workplace. However, one of th...

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