January 05, 2015
Contractual Risk Transfer: An Overview – Part 1 of 3
One of the most confusing and misunderstood concepts in insurance and risk management is contractual risk transfer. However, it is one of the most important aspects of a sound risk management...
December 22, 2014
2015 Commercial Insurance Outlook: Decreasing Rates and Expanding Coverage
The commercial insurance outlook for 2015 shows decreasing rates and expanded coverage options. It may be the time of year when you are renewing your insurance program, or are budgeting for y...
December 15, 2014
Protect Your Patients: Tips to Prevent Nurse Fatigue
Nurses are known for working long shifts, and during the holidays this can increase. Since many full-time nurses take holiday benefit time around the end of the year, facilities rely on per d...
December 08, 2014
Surety Professionals Provide Financial Benchmarking for Contractors
There are many ways to provide market intelligence, but as surety professionals, we need to be very careful not to violate confidentialities. In the surety industry, we are privy to classifie...
December 01, 2014
Wellness Programs: A Check Up on The Graham Company
Earlier this year, The Graham Company rolled out its improved wellness program to help businesses control health care costs. We partnered with BioSignia, a company that offers a comprehensive...
November 24, 2014
Set to Expire: The Terrorism Risk Insurance Program Reauthorization Act
The Terrorism Risk Insurance Program Reauthorization Act (TRIA), a federal backstop that provides a mechanism for losses that result from acts of terrorism, is set to expire on December 31 of...
November 17, 2014
Cyber Attacks on the Rise in U.S. Health Care Industry
In a recent article entitled, “Your Medical Record is Worth More to Hackers than Your Credit Card Security,” Reuters reported cyber criminals are increasingly targeting the U.S. health care i...
November 10, 2014
Property and Casualty Insurance Coverages
What is property & casualty insurance? Property and casualty insurance (P&C insurance) provides protection from risk in two areas – first party coverage for protection against damage ...
November 03, 2014
Transitional Reinsurance Program: November Deadline
As of January 1 of this year, the Affordable Care Act (ACA) required participation by companies in three risk-spreading programs that send payments to health insurance issuers to cover high-c...
October 27, 2014
Ebola and Employer Liability Insurance
As Barack Obama appoints an Ebola czar, the Ebola virus continues to develop in real time, with confirmed cases now in the United States. As such, U.S. employers (and not just those in the he...
October 20, 2014
Pollution Liability Insurance Protects Your Business from the Dangers of Mold
One of the biggest challenges that many building construction projects face is liability arising out of mold caused by water intrusion. This is especially true of elder care facilities where ...
October 14, 2014
Controlling Insurance Costs in Assisted Living Industry
Control. For most operators, owners and CFOs in long-term care facilities, it’s not a word that comes to mind when insurance is the topic. But with price increases hitting commercial insuranc...
October 06, 2014
What do Cyber Liability Policies Cover?
By Technical Development Division Lately, there seems to be one news story that never goes away: data breaches. They affect retailers, health systems and even the U.S. government. In this day...
September 29, 2014
Construction Wrap Up Insurance: OCIPs vs. CCIPs
OCIPs vs. CCIPs Owner Controlled Insurance Programs (OCIPs) and Contractor Controlled Insurance Programs (CCIPs) also known as “wrap ups” typically provide general supervision lia...