February 09, 2015

Protect Your Loss History with Lease Insurance Requirements

With the commercial real estate market bouncing back in many regions, 2015 is shaping up to be a promising year for landlords. As the market continues to improve and you attract new tenants, ...


February 02, 2015

Business Interruption Insurance Maximizes the Effectiveness of Your Business Continuity Plan

Disasters strike every day, and while you can’t predict when they’ll occur you can prepare for them. One of the best ways to do this is by supplementing a comprehensive business continuity pl...


January 26, 2015

Dangers of Social Media: A Guide for Healthcare Organizations

While social media can be a useful tool, both personally and professionally, it is not without its risks – especially if you’re a health and human services organization. With the proliferatio...


January 19, 2015

Contractual Risk Transfer: Additional Insured Endorsements – Part 3 of 3

This is the third post in a three-part series about contractual risk transfer. The general overview of contractual risk transfer provided a general overview of contractual risk transfer and t...


January 11, 2015

Contractual Risk Transfer: Types of Indemnity – Part 2 of 3

In my last blog post I set the stage to talk about the importance of Contractual Risk Transfer as an essential part of an effective risk management program. To briefly recap, the word “indemn...


January 05, 2015

Contractual Risk Transfer: An Overview – Part 1 of 3

One of the most confusing and misunderstood concepts in insurance and risk management is contractual risk transfer. However, it is one of the most important aspects of a sound risk management...


December 22, 2014

2015 Commercial Insurance Outlook: Decreasing Rates and Expanding Coverage

The commercial insurance outlook for 2015 shows decreasing rates and expanded coverage options. It may be the time of year when you are renewing your insurance program, or are budgeting for y...


December 15, 2014

Protect Your Patients: Tips to Prevent Nurse Fatigue

Nurses are known for working long shifts, and during the holidays this can increase. Since many full-time nurses take holiday benefit time around the end of the year, facilities rely on per d...


December 08, 2014

Surety Professionals Provide Financial Benchmarking for Contractors

There are many ways to provide market intelligence, but as surety professionals, we need to be very careful not to violate confidentialities. In the surety industry, we are privy to classifie...


December 01, 2014

Wellness Programs: A Check Up on The Graham Company

Earlier this year, The Graham Company rolled out its improved wellness program to help businesses control health care costs. We partnered with BioSignia, a company that offers a comprehensive...


November 24, 2014

Set to Expire: The Terrorism Risk Insurance Program Reauthorization Act

The Terrorism Risk Insurance Program Reauthorization Act (TRIA), a federal backstop that provides a mechanism for losses that result from acts of terrorism, is set to expire on December 31 of...


November 17, 2014

Cyber Attacks on the Rise in U.S. Health Care Industry

In a recent article entitled, “Your Medical Record is Worth More to Hackers than Your Credit Card Security,” Reuters reported cyber criminals are increasingly targeting the U.S. health care i...


November 10, 2014

Property and Casualty Insurance Coverages 

What is property & casualty insurance? Property and casualty insurance (P&C insurance) provides protection from risk in two areas – first party coverage for protection against damage ...


November 03, 2014

Transitional Reinsurance Program: November Deadline

As of January 1 of this year, the Affordable Care Act (ACA) required participation by companies in three risk-spreading programs that send payments to health insurance issuers to cover high-c...


October 27, 2014

Ebola and Employer Liability Insurance

As Barack Obama appoints an Ebola czar, the Ebola virus continues to develop in real time, with confirmed cases now in the United States. As such, U.S. employers (and not just those in the he...

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