March 29, 2023
How to Leverage Group Purchasing Power to Drive Down Benefits Costs
We at Graham are leveraging the power of economies of scale and group purchasing of like-minded Healthcare and Human Services (HHS) organizations with the goal of impacting your people and your bottom...
March 29, 2023
New Legislation Helps Dig Florida Out of a “Judicial Hellhole”
On Friday, March 24, 2023, Florida Governor Ron DeSantis signed House Bill (HB) 837 into law. HB 837, a tort reform bill commonly referred to as the Civil Remedies bill, has far reaching ramifications...
March 27, 2023
3 Voluntary Benefits Trends to Watch in 2023
Benefits have always been crucial for attracting and retaining top performers, and voluntary benefits are a great way for employers to round off their offerings. These extra perks allow for more perso...
March 24, 2023
DOL Issues Adjusted Penalty Amounts for 2023
Federal regulations require the U.S. Department of Labor (DOL) to make inflationary adjustments to its civil monetary penalties by Jan. 15 of each year. Accordingly, on Jan. 15, 2023 the DOL issued th...
March 24, 2023
Here Comes the Great Post-Pandemic Medicaid Unwind
At the start of the pandemic in Jan. 2020, the U.S. Department of Health and Human Services (HHS) declared a public health emergency (PHE), which granted each U.S. State’s Medicaid program broad...
March 24, 2023
The End of the COVID-19 Emergency Declarations is Near
On Jan. 30, 2023, the Biden Administration announced its intention to end the National Emergency and Public Health Emergency (PHE) due to COVID-19 as of May 11, 2023. These dual emergency declarations...
February 23, 2023
State of the 2023 Insurance Market
The last several years have been marked with an increased volatility in the business world, and the insurance industry as a whole has had to evolve to stay afloat in the turbulent seas of macroeconomi...
February 21, 2023
2023 Cyber Market Update
As the cyber insurance market continues to change and evolve, looking at trends and influences happening in 2023 can help businesses better assess how to address ongoing risk, and plan accordingly. O...
February 21, 2023
2023 Property Insurance Renewal – Brace Yourself
We all have read enough about inflation, rising interest rates and cost of capital, but are you aware of the impact these and other factors are having on the global property insurance marketplace? At ...
February 21, 2023
New York Modifies Important Defense to Workers Compensation Claims
A recent amendment to the New York Workers Compensation Law (“the Law”) will present new challenges for employers in 2023 and beyond. The Bills Seeking to Change the Law The New Yo...
January 23, 2023
Be Strategic About Your Insurance Needs in the Gig Economy: Consider Choosing a Captive
According to Forbes, the gig economy is on track to surpass the full-time workforce by 2027 after increasing by 30% during the Covid-19 pandemic. Comprised of independent contractors who are hired to ...
January 05, 2023
2023 Consolidated Appropriations Act, including Telemedicine & HSA Relief, Signed into Law
The 2023 Consolidated Appropriations Act (CAA 2023), which was signed into law by President Biden on December 29, 2022, includes language extending the temporary safe harbor relief that makes first-do...
December 20, 2022
Are Cyber Captives Right for Your Business?
Most organizations today face exposure to cyber and technology threats as they continue to expand, grow and operate. Data privacy and security breaches, business interruption expenses, investigative a...
November 25, 2022
Holiday Safe Shopping 2022
While the Holidays are known as the “Season of Giving Gifts,” this time of year is quickly also becoming known as the “Season of Giving Away Personal Information.” Cyber crimi...
October 07, 2022
Protect Your Business from Wire Transfer Fraud
Wire Transfer Fraud continues to be a real threat for many organizations who receive invoices from threat actors that look legitimate. Don’t get caught. With some advance planning and key securi...